Buy Now Pay Later

Mattressman are always looking for new ways to make quality sleep more accessible. Why not spread the cost of a new bed or mattress with our finance scheme, made possible with Pay4Later. Using finance allows you to get that dream mattress right now, without the wait. We offer a number of finance solutions, including interest free starting at a minimum order value of £300.

0% APR Finance Example

Cash Price £600
Deposit 50% £300
Loan Amount £300
Loan Repayment £300
Cost of Loan £0
Total Amount Payable £600
Monthly Payment £50
Number of Monthly Payments 6

19.5% APR Finance Example

Cash Price £600
Deposit 50% £300
Loan Amount £300
Loan Repayment £389.88
Cost of Loan £89.88
Total Amount Payable £689.88
Monthly Payment £10.83
Number of Monthly Payments 36

* Please note: Finance examples shown above are subject to status. Terms and conditions apply.

Why Pay With Finance

Finance is a great option to help spread the cost. Using our finance option – made possible with Pay4Later – allows you to have your ideal bed or mattress immediately, with no need to wait. Pay4Later makes an instant decision, so there’s no need to fill in paper forms. Our online application is easy to use and with flexible deposits, it tailors itself to how you want to pay.

Do I Qualify for Finance

Once you completed our online forms, your answers will be assessed and will receive an instant approval or refusal of credit. On rare occasions, your application my be held for manual assessment, in these instances a decision will be emailed direct to you within a couple of working hours. 
You must be over 18 years of age and a permanent resident in the UK to qualify for finance and all loans are subject to status.

What Finance Packages are Available?

A range of finance packages are available when you spend over £300, these range from 6 month options to longer, interest bearing loans.

How Do I Pay Using Finance?

If you would like to take up one of our finace packages, simply buy the desired product in your basket and proceed to the checkout as normal, a deposit will be taken via a debit or credit card. 
Once you have filled in your delivery information you will be given the option of paying via finance. At this point you will be directed to the Pay4Later website where your finance request will be processed and if excepted, your order will be passed on to Mattressman for despatch.

How do I make the Monthly Payments?

Your finance agreement starts on delivery of your products, monthly payments will then commence a month later. 

Close Brothers Retail Finance

Mattressman Ltd, 12A&D Avian Way, Salhouse Road, Norwich, Norfolk, NR7 9AJ

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. When you spend over £300 and pay a minimum of 10% deposit.

Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

We may pay brokers some consideration if they introduce business to us.

Mattressman Ltd

We can introduce you to a limited number of finance providers: We act as credit broker and not a lender.

Pay4Later

Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.

 

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority – Firm rererence number 124750 For more information please visit http://www. closebrothersretailfinance.co.uk/

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